The Financial Aid Office staff recognizes that education is an investment that will last a lifetime. We are committed to working with you to secure all eligible funding so that you can achieve your educational goals. A few things you should know:
- You must apply for financial aid each academic year.
- You must be matriculated (formally accepted) into a financial aid eligible program (16 credits or more).
- ALL matriculated students may be eligible for some type of federal aid.
- The preferred deadline for applying for financial aid is May 1, 2020 for the School/Academic year of June 2020 – May 2021.
Make paying for college practical
Whether you are a full-time or part-time student, you may qualify for financial aid to help bring down your college costs or cover them entirely. Financial aid can come from a variety of sources. You may qualify for one or more federal, state, institutional, or private programs. In addition, financial aid comes in different forms such as grants, work-study, loans, and scholarships.
Step 1: Create an FSA ID
An FSA ID is a username and password that you must create to complete a Free Application for Federal Student Aid (FAFSA). You will also use your FSA ID to log in U.S. Department of Education websites, StudentAid.gov, and the National Student Loan Data System. You can create an FSA ID at this website.
Step 2: Complete the FAFSA
FAFSA is the Free Application for Federal Student Aid. Completing it is key toward getting federal aid for college. It provides U.S. students with more than $150 billion in grants, work-study funds, and loans each year. But, to find out if you are eligible to receive any of this money, you must complete the FAFSA.
When you are ready to get started, visit the FAFSA website and complete the application using our Federal School Code 002581. You may find our FAFSA tutorial videos helpful. https://www.finaid.ucsb.edu/fafsasimplification/index.html
What comes after FAFSA?
Your FAFSA is sent electronically to us. Our Financial Aid Office will then review it and determine your eligibility for potential sources of funding. (See below for various types of funding.) Some students may be randomly selected for verification. If you are selected for verification you will receive an email and or letter from the Financial Aid Office.
Types of funding
Many scholarships and grants are not awarded because students fail to apply for them. You can view a variety of scholarships and grants here or you may view the scholarship bulletin board located in Sweeney Hall.
Federal Pell Grants
Pell Grants are need-based, do not have to be paid back, and are awarded only to students who have not earned a bachelor’s or professional degree.
Federal Supplemental Educational Opportunity Grant
Supplemental Grants are available to NHTI-Concord’s Community College students. Amounts and availability vary from year to year and are awarded only to Federal Pell Grant recipients.
Applicants may contact our Financial Aid office at 603-230-4013 to check if they are eligible. Our Financial Aid Department has a list of any work-study job openings. Work-study funding is also need-based.
Federal Direct Stafford Loan
These fixed-rate student loans do not require you to make any payments until six months after you leave college or if you reduce your course load below six credit hours.
Parents’ Loan for Undergraduate Students (PLUS)
This program allows parents of dependent students to borrow in their own name through the Federal Direct Loan Program to help meet the student’s educational expenses.
Private Educational Loans
If you have exhausted all federal and state aid options, you can consider a private educational loan which generally has much higher interest rates. Go to: https://www.elmselect.com/oll/SchoolLenderList/?schoolId=8171
The Community College of New Hampshire Foundation has established the AwardSpring process to make it possible to apply for many different scholarships with a single application.
Apply for any of the applications listed below using the AwardSpring Application.
In addition, many civic groups, large employers, cultural and religious institutions, and other organizations make scholarships available. High school students should check with their guidance office for these opportunities.
Additional Notes of Interest:
- Refunds are usually not available until approximately 45 days into the semester.
- Are you prepared to buy your books? Financial Aid is NOT available in time to purchase books!
- Questions regarding your bill?
NHTI, Concord’s Community College is required to provide information published by the U.S. Department of Education to students at any time that information regarding loans availability is provided. If NHTI enters into an agreement with a potential student, student, or parent of a student regarding a Title IV, HEA loans are required to inform the student or parent that the loan will be submitted to the National Student Loan Data System (NSLDS) and will be accessible by guaranty agencies, lenders and schools determined to be authorized users of the data system.