Loan Options

Master Promissory Note and Entrance Counseling
Before receiving a Stafford Loan, borrowers must complete an electronic Master Promissory Note and complete an Online Entrance Counseling session. Entrance counseling provides useful tips and tools to help you develop a budget for managing educational expenses and also helps you understand your loan responsibilities.

Go to:  to complete the 2 required steps

Federal Direct Parent Loan for Undergraduate
Federal Direct Parent Loan for Undergraduate Students (PLUS) is a fixed 7% interest loan providing funds directly from the Federal government to help pay for dependent student's education. There are fees associated with this loan, and the parent is responsible for repayment of this loan. Parents can apply by going to the Direct Loan Servicing Center. Parents applying for this loan will need to login with their FSA ID information.

Alternative Loans (use as a last resort)
The alternative loans are designed to help you fill the gap between what your financial aid award, your federal loans, and your total education cost will be. Interest rates, application requirements, fees, and incentives will vary from lender to lender. Go to:

NHTI, Concord’s Community College is required to provide information published by the U.S. Department of Education to students at any time that information regarding loans availability is provided.  If NHTI enters into an agreement with a potential student, student, or parent of a student regarding a Title IV, HEA loans are required to informed the student or parent that the loan will be submitted to the National Student Loan Data System (NSLDS)   and will be accessible by guaranty agencies , lenders and schools determine to be authorized users of the data system.  

Additional information regarding Student loans go to

National Student Loan Data System

Financial Aid Office
31 College Drive
Concord, NH 03301
(603) 230-4013
Fax: (603) 230-9306